Uzum

Uzum is Uzbekistan's leading digital ecosystem, integrating e-commerce via Uzum Market, express delivery with Uzum Tezkor, digital banking through Uzum Bank and Kapitalbank, fintech services like Uzum Nasiya for unsecured lending and BNPL, a car purchase platform, and Uzum Business for SMEs. It serves nearly 40% of Uzbekistan's population with monthly active users around 16-20 million, focusing on seamless services for individuals and businesses in the country.[1][3][4]