Collateral Associate (Capital Markets – Residential Mortgage Due Diligence)

## About Figure Figure (NASDAQ: FIGR) is transforming capital markets through blockchain. We’re proving that blockchain isn’t just theory - it’s powering real products used by hundreds of thousands of consumers and institutions. By combining blockchain’s transparency and efficiency with AI-driven automation, we’ve reimagined how loans are originated, funded, and traded in secondary markets. From faster processing times to lower costs and reduced bias, our technology is helping borrowers, investors, and financial institutions achieve better outcomes. Together with our 170+ partners, we’ve originated over $22 billion in home equity loans (HELOCs) on our blockchain-native platform, making Figure the largest non-bank provider of home equity financing in the U.S. Figure’s ecosystem also includes YLDS, an SEC-registered yield-bearing stablecoin that operates as a tokenized money market fund, and several other products and platforms that are reshaping consumer finance and capital markets. We’re proud to be recognized as one of [Forbes’ Most Innovative Fintech Startups in 2025](https://www.forbes.com/lists/fintech50/) and [Fast Company’s Most Innovative Companies in Finance and Personal Finance](https://www.fastcompany.com/91269557/finance-personal-finance-most-innovative-companies-2025).

## What You’ll Do - Prepare loan-level due diligence samples for third-party review (TPR) firms - Track due diligence reviews, findings, and outstanding items - Review TPR outputs and resolve loan-level exceptions - Coordinate across capital markets, credit, operations, and external counterparties - Support whole loan sales and securitizations through closing - Maintain trackers, exception logs, and investor reporting

## What We Look For - Bachelor’s degree in Finance, Economics, Business, or related field - 2–4 years residential mortgage due diligence experience at a bank, rating agency, originator, TPR firm, or residential credit investor - Strong understanding of mortgage loans and collateral documentation - Prior experience in working with capital markets on loan and securitization execution a plus - Experience with loan data tapes and exception tracking - Strong Excel skills and attention to detail - Ability to manage multiple transactions in a fast-paced environment - Exposure to HELOC, Non-QM, DSCR, RTL mortgage products - Experience with whole loan or securitization diligence workflows

## Benefits - Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans - Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits - Employer-paid life and disability insurance - 11 observed holidays and PTO plan - Up to 12 weeks of paid family leave - Continuing education reimbursement

Figure Markets is a cryptocurrency trading platform offering zero-fee trading, crypto-backed loans up to 75% LTV, and yield opportunities through its YLDS stablecoin and real-world assets like home equity lines of credit. It provides decentralized MPC wallets for self-custody and operates 17+ trading pairs paired with USD and stablecoins. Spun out from Figure Technologies, a leading non-bank lender founded in 2018 that manages over $11.9 billion in loans, with $600 million put on-chain monthly.