The vacancy is well-structured with clear responsibilities and requirements, but lacks specific salary details.
Job description
B9 is a fast-growing fintech company helping hardworking Americans access better financial tools and services. Through the B9 App, members can access B9 Advance℠, digital banking services, a Visa® debit card, cashback rewards, and tools designed to improve financial wellness. As we continue to scale, we are focused on using data and technology to create a better financial experience for millions of customers across the United States.
Responsibilities
- Monitor daily portfolio performance and key risk metrics.
- Track approval rates, repayment rates, losses, fraud, and portfolio utilization.
- Identify emerging trends, risks, and growth opportunities.
- Perform cohort, vintage, and customer behavior analyses.
- Build and maintain dashboards and performance reports.
- Measure the impact of product and strategy changes.
- Provide actionable recommendations based on data analysis.
- Work closely with Product, Data, Operations, and Marketing teams.
Requirements
### Required Qualifications
- 2+ years of experience in consumer lending, cash advance, EWA, payday lending, or fintech analytics.
- Advanced Excel, SQL skills.
- Experience analyzing large datasets.
- Strong analytical and problem-solving skills.
- Ability to work independently in a remote environment.
### Preferred Qualifications
- Experience with cash advance, payday loan, single-payment loan, or earned wage access products.
- Understanding of approval rates, repayment rates, loss rates, fraud, and portfolio performance metrics.
- Experience with cohort analysis, vintage analysis, customer segmentation, and portfolio reporting.
- Experience with Power BI or similar BI tools.
Conditions
- Fully remote position.
- Opportunity to work on a rapidly growing fintech product serving millions of customers.
- High-impact role with direct visibility into portfolio performance and business results.
- Collaborative, data-driven culture with opportunities for growth and ownership.
- Competitive salary.
- Discretionary bonus program.
- Flexible vacation policy.
- Medical, Dental & Vision.
- Commuter benefits.
About B9, INC
B9, Inc. is a fintech company that provides consumer financial products aimed at helping Americans and immigrants build creditworthiness and access personalized financial services. Public listings describe offerings such as early paycheck access, peer-to-peer instant payments, interest-free payroll advances, and a Visa debit card with cashback.
