Credit & Structuring Specialist

## About Morpho Morpho is a leading Decentralized Finance (DeFi) lending protocol that raised million from Ribbit Capital, a16z crypto, Coinbase Ventures, Variant, Brevan Howard, Pantera, Blocktower, and 50 others to build an open lending network giving anyone, anywhere, access to the best possible terms. Morpho is experiencing explosive growth, with over billion in deposits on the network, solidifying itself as the new standard for DeFi lending. Now, Morpho is scaling its team of contributors to establish itself as a cornerstone, not just of DeFi, but of a new internet-native financial system. ## Our Mission Morpho's mission is to power human ambition with open access to capital. Human ambition has no borders, but the capital to fuel it does. Today's financial system is closed and fragmented. No one sees all opportunities, most overpay, and some are excluded entirely. We believe capital should flow efficiently to where it's needed most - giving anyone, anywhere, access to the best possible terms.

- Partner with the Head of Institutional Growth on institutional conversations, providing structured finance credibility and depth to accelerate complex deal negotiations with banks and asset managers. - Structure origination agreements across securitizations, asset-backed facilities, and private credit deals, designing the terms that make each partnership viable on Morpho's protocol. - Identify and flag regulatory, compliance, and bank-internal process risks early in deal cycles, proposing concrete mitigations to keep integrations on track. - Guide fintech and distribution partners on illiquid-market questions — determining which origination models fit Morpho's existing infrastructure and which require custom structuring. - Build internal reference material on private credit and structured finance to raise the team's baseline fluency and compress future deal cycles.

- 7+ years in traditional finance with a focus on fixed income and a specialization in private credit, securitization, structured credit, or bespoke lending deal design — deal-based work, not trading. - Hands-on experience with digital assets gained inside a regulated institution (a bank's digital-assets or tokenization team, or a structured-products desk with on-chain exposure) — fluency in crypto earned from within TradFi. - Deep understanding of how large financial institutions operate internally: risk committees, compliance reviews, regulatory constraints, and what it takes to move a deal through an institution. - Genuine personal interest in crypto: comfortable with self-custody, has used DeFi protocols, and grasps core concepts beyond surface-level familiarity. - Strong ownership and autonomy — brings structure to ambiguity without waiting for direction. - Clear and direct communicator, especially async and across time zones. - Comfortable operating in fast-changing, uncertain environments with no established playbook. - Team-first mindset, low ego — shares context openly and supports colleagues across functions. - Humble.

- Expect fair, top-tier compensation, real flexibility, time together in Paris, great health coverage, and support to keep learning.

Morpho Labs develops Morpho, a next-generation decentralized lending protocol on Ethereum and Base that enables permissionless, non-custodial borrowing and lending of crypto assets with customizable markets. It powers innovative products like Bitcoin-backed loans and serves as open infrastructure for global liquidity at optimal terms.