Lead Analyst, Product Compliance

Circle (NYSE: CRCL) is one of the world’s leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle’s platform includes the world’s largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

- Ensure products are designed, launched, and operated in alignment with regulatory expectations and internal compliance frameworks. - Partner closely with product, engineering, and operations teams to embed compliance throughout the product lifecycle. - Lead risk assessments, define and validate control requirements, and drive cross-functional readiness for domestic and cross-border money movement and settlement capabilities. - Identify emerging compliance and operational risks, develop forward-looking control approaches, and help shape the compliance technologies needed to support Circle’s evolving liquidity and payments infrastructure. - Oversee comprehensive assessments for the Payments Pillar, including compliance tooling, transaction traceability, scalability, governance, and regulatory alignment. - Drive cross-functional collaboration across the Payments program by partnering with Product, Legal, Policy, Security, Enterprise Risk, Treasury, and Engineering. - Develop data-driven and AI-enabled compliance processes to enhance risk assessment velocity and efficiency. - Monitor market and regulatory developments in decentralized finance, programmable money, and global payments infrastructure.

- Bachelor’s degree in Finance, Business, and/or risk management. - 7+ years of experience in compliance, risk management, or related functions within a fintech, crypto, or payments company, including at least 3 years of product compliance experience. - Comprehensive knowledge of U.S. and global payments and financial regulatory compliance requirements. - Experience assessing compliance and operational risk in payment networks, managed payments products, or regulated payment platforms. - Deep knowledge of virtual assets, blockchain/distributed ledger technology, and regulated digital asset payment models. - Ability to work cross-functionally with Product, Engineering, Legal, Policy, and Risk teams. - Familiarity with the compliance implications of bank partnerships, payment intermediaries, network participants, and cross-border transaction flows. - Experience or familiarity with AI tools such as Codex and Claude to support compliance or risk workflows.

- Competitive salary range of $140,000 - $185,000. - Flexible work environment encouraging new ideas. - Opportunity to work on innovative financial products and compliance technologies.

Circle is a global financial technology company that issues stablecoins (USDC and EURC) and provides a full-stack platform for digital payments and blockchain infrastructure. The company enables businesses and financial institutions to integrate digital currencies and public blockchains for payments, commerce, and financial applications worldwide.