Senior Compliance Associate

## About Figure Figure (NASDAQ: FIGR) is transforming capital markets through blockchain. We’re proving that blockchain isn’t just theory - it’s powering real products used by hundreds of thousands of consumers and institutions. By combining blockchain’s transparency and efficiency with AI-driven automation, we’ve reimagined how loans are originated, funded, and traded in secondary markets. From faster processing times to lower costs and reduced bias, our technology is helping borrowers, investors, and financial institutions achieve better outcomes. Together with our 170+ partners, we’ve originated over $22 billion in home equity loans (HELOCs) on our blockchain-native platform, making Figure the largest non-bank provider of home equity financing in the U.S. Figure’s ecosystem also includes YLDS, an SEC-registered yield-bearing stablecoin that operates as a tokenized money market fund, and several other products and platforms that are reshaping consumer finance and capital markets. We’re proud to be recognized as one of [Forbes’ Most Innovative Fintech Startups in 2025](https://www.forbes.com/lists/fintech50/) and [Fast Company’s Most Innovative Companies in Finance and Personal Finance](https://www.fastcompany.com/91269557/finance-personal-finance-most-innovative-companies-2025).

## What You'll Do - Oversee the company’s multi-state mortgage lending and consumer lending license portfolio via the Nationwide Multistate Licensing System (NMLS) and individual state portals. - Manage the research, preparation, and submission of new corporate, branch, and individual MLO (Mortgage Loan Originator) license applications as the company expands. - Lead the timely preparation, validation, and submission of all required state annual reports, quarterly Mortgage Call Reports (MCR), and financial condition filings. - Partner with internal Data, Operations, and Finance teams to pull, audit, and reconcile loan production and servicing data to ensure 100% accurate regulatory reporting. - Manage required material change notifications to state regulators regarding corporate structure, executive leadership, or business activities. - Serve as the primary liaison and Lead Project Manager for all state regulatory examinations (e.g., routine compliance audits, financial exams). - Coordinate internal data-room preparation, gathering loan files, policies, procedures, and corporate records requested by examiners. Pre-review materials for quality assurance. - Draft formal responses to examination findings and collaborate with business units to implement corrective action plans, tracking them through to successful resolution.

## What We Look For - Minimum of 4-6 years of compliance or regulatory experience within a mortgage lender, consumer finance company, or banking institution. - High proficiency with the NMLS portal is required. - Strong foundational understanding of federal and state lending regulations (e.g., TILA/RESPA, ECOA, FCRA, SAFE Act, and state-specific Consumer Credit Codes). Specifically a strong foundational understanding of open-end credit products. - Proven experience directly participating in or leading state regulatory examinations. - Bachelor’s degree in Business, Finance, Legal Studies, or a related field (or equivalent practical experience). - Familiarity with digital assets, cryptocurrency, or blockchain technology and an understanding of how regulators view asset-backed lending (preferred). - CRCM (Certified Regulatory Compliance Manager) or CAMS (Certified Anti-Money Laundering Specialist) designation (preferred). - Ability to manage multiple strict regulatory deadlines simultaneously without sacrificing accuracy. - Exceptional written and verbal communication skills, with the ability to interface confidently with state regulators and executive leadership alike. - A sharp eye for data discrepancies and a proactive approach to identifying compliance gaps before they become audit issues.

## Salary - Base Compensation Range: $74,800-$112,200/yr - 25% annual bonus target, paid quarterly - Company equity in the form of RSUs ## Benefits - Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans - Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits - Employer-paid life and disability insurance - 11 observed holidays and PTO plan - Up to 12 weeks of paid family leave - Continuing education reimbursement

Figure Markets is a cryptocurrency trading platform offering zero-fee trading, crypto-backed loans up to 75% LTV, and yield opportunities through its YLDS stablecoin and real-world assets like home equity lines of credit. It provides decentralized MPC wallets for self-custody and operates 17+ trading pairs paired with USD and stablecoins. Spun out from Figure Technologies, a leading non-bank lender founded in 2018 that manages over $11.9 billion in loans, with $600 million put on-chain monthly.