Senior Data Analyst, Lending

**About Figure** Figure (NASDAQ: FIGR) is transforming capital markets through blockchain. We’re proving that blockchain isn’t just theory - it’s powering real products used by hundreds of thousands of consumers and institutions. By combining blockchain’s transparency and efficiency with AI-driven automation, we’ve reimagined how loans are originated, funded, and traded in secondary markets. From faster processing times to lower costs and reduced bias, our technology is helping borrowers, investors, and financial institutions achieve better outcomes. Together with our 170+ partners, we’ve originated over $22 billion in home equity loans (HELOCs) on our blockchain-native platform, making Figure the largest non-bank provider of home equity financing in the U.S. Figure’s ecosystem also includes YLDS, an SEC-registered yield-bearing stablecoin that operates as a tokenized money market fund, and several other products and platforms that are reshaping consumer finance and capital markets. We’re proud to be recognized as one of [Forbes’ Most Innovative Fintech Startups in 2025](https://www.forbes.com/lists/fintech50/) and [Fast Company’s Most Innovative Companies in Finance and Personal Finance](https://www.fastcompany.com/91269557/finance-personal-finance-most-innovative-companies-2025).

## What You’ll Do - Design and implement robust data models that transform fragmented marketing spend and application event logs into structured, "gold-standard" datasets. You will ensure our product and acquisition data is clean, organized, and optimized for cross-functional use. - Build and maintain scalable frameworks to monitor the loan application funnel identifying friction points, drop-off behaviors, and opportunities to improve conversion from lead to funded loan. - Elevate our analytics toolkit by writing high-performance BigQuery SQL and designing intuitive Tableau dashboards that empower stakeholders to track KPIs like CAC (Customer Acquisition Cost), Approval Rates, and Origination Volume in real-time. - Partner with Product and Marketing to design, execute, and analyze A/B tests, ensuring we make evidence-based decisions on everything from landing page optimization to credit offer presentation. - Act as the analytical backbone for the business, translating complex user behaviors into repeatable, automated insights that drive measurable growth and product-market fit.

## What We Look For - 3–5+ years of experience using data to drive measurable business impact, specifically within Growth, Product Analytics, or Marketing Science. - Deep proficiency in SQL (preferably BigQuery); you are an expert at handling complex joins and window functions to reconstruct user journeys across marketing touchpoints and loan applications. - Proven ability to design and maintain structured datasets (star schemas, dbt models) that turn messy clickstream and CRM data into reliable tables for the entire business. - You don’t just report data; you build intuitive dashboards that help managers visualize cohort performance, attribution models, and funnel velocity. - Strong grasp of statistical concepts like survival analysis (to model time-to-repayment or time-to-next-loan), causal inference, and significance testing. - Understanding of the lending lifecycle from initial acquisition through underwriting to funding and how product changes impact portfolio quality. - Clear, confident ability to translate complex data trends into actionable stories for both technical teams and executive leadership. - A generalist mindset you are comfortable navigating the ambiguity of a fast-moving environment and can apply your analytical toolkit to solve problems across different business domains.

## Benefits - Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans. - Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits. - Employer-paid life and disability insurance. - 11 observed holidays and PTO plan. - Up to 12 weeks of paid family leave. - Continuing education reimbursement.

Figure Markets is a cryptocurrency trading platform offering zero-fee trading, crypto-backed loans up to 75% LTV, and yield opportunities through its YLDS stablecoin and real-world assets like home equity lines of credit. It provides decentralized MPC wallets for self-custody and operates 17+ trading pairs paired with USD and stablecoins. Spun out from Figure Technologies, a leading non-bank lender founded in 2018 that manages over $11.9 billion in loans, with $600 million put on-chain monthly.