Senior Software Engineer, Banking Connectivity

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world.

- Own and evolve mission-critical bank integrations that power Banking Connectivity and money movements at scale - Develop a deep, end-to-end understanding of payment and banking data flows across internal systems and external partner banks - Design and deliver testable, resilient, and observable systems that operate under real-world banking constraints - Collaborate with product, operations, and external partners to unblock integrations and accelerate delivery - Improve system quality through pragmatic enhancements in observability, testing, and resilience.

- Experience building and supporting reliable backend systems with external integrations (APIs, webhooks, polling, file-based flows) - Strong Java experience, including concurrency, handling failure and edge cases (idempotency, deduplication, delivery guarantees) - Solid ability to reason about distributed / async flows and backend stacks (AWS, gRPC, RDS, AMQP or similar) - Self-directed and strong ownership mindset - Comfortable using AI-assisted development tools while maintaining quality and safety.

- Competitive salary, bonuses, and equity - Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support - Employee giving match - Mobile phone stipend - R&R days to rest and recharge - Generous wellness reimbursement and weekly onsite & virtual programming - Generous vacation policy - Industry-leading parental leave policies. - Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events.

Ripple is the leading provider of crypto solutions for businesses, enabling faster, more transparent, and cost-effective financial services through enterprise blockchain technology. Their products include payments, digital asset custody, stablecoin, and web3 developer tooling, used by hundreds of customers across 50+ countries to improve the global financial system.