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Figure

Staff Accountant - Loan Accounting

Figure · remote · middle · full-time · $67000–$87000 USD
fintechweb3 AccountingExcelGAAPSAGENetsuiteWorkDay
8.4
AI Score
The vacancy is well-structured with clear expectations and compensation details, though some areas could use more depth.
Job description
Figure (NASDAQ: FIGR) is transforming capital markets through blockchain. We are proving that blockchain isn’t just theory - it’s powering real products used by hundreds of thousands of consumers and institutions. By combining blockchain’s transparency and efficiency with AI-driven automation, we’ve reimagined how loans are originated, funded, and traded in secondary markets. From faster processing times to lower costs and reduced bias, our technology is helping borrowers, investors, and financial institutions achieve better outcomes. Together with our 170+ partners, we’ve originated over $17 billion in home equity loans (HELOCs) on our blockchain-native platform, making Figure the largest non-bank provider of home equity financing in the U.S. Figure’s ecosystem also includes YLDS, an SEC-registered yield-bearing stablecoin that operates as a tokenized money market fund, and several other products and platforms that are reshaping consumer finance and capital markets. We’re proud to be recognized as one of Forbes Most Innovative Fintech Startups in 2025 and Fast Company’s Most Innovative Companies in Finance and Personal Finance.
Responsibilities
- Record journal entries related to loan activity and perform account reconciliations for a number of loan related accounts ensuring data accuracy, identifying discrepancies, and proposing solutions when needed. - Support the month-end close process by preparing journal entries, accruals, and balance sheet reconciliations. - Assist with the preparation of financial statements, conduct analyses, and validate data integrity. - Develop and update accounting policies and procedures to ensure GAAP compliance and strengthen internal controls. - Assist with external audits by preparing necessary documentation and providing ongoing support. - Collaborate regularly with cross-functional teams to identify areas for improvement and resolve issues. - Ensure compliance with internal accounting policies and control procedures. - Drive process improvement and design of automation solutions to further streamline real-time financial data for decision making. - Contribute to various ad hoc projects as the company grows.
Requirements
- BA/BS in Accounting required. - At least 2 plus years of relevant work experience in a Loan Accounting or similar industry accounting role. - Tech startup experience helpful but not required. - Proficiency in Excel required; familiarity with SAGE, Netsuite, WorkDay, Expense Management solutions preferred. - Strong understanding of US GAAP. - Excellent time management, attention to detail, and ability to work independently with minimal supervision while meeting tight deadlines. - Strong analytical skills. - Flexible and adaptable, with the ability to prioritize tasks and thrive in a fast-paced startup environment. - Proactive approach to process improvement for operational efficiency.
Conditions
- Salary Compensation Range: $67,000 - $87,000/yr - 25% annual bonus target, paid quarterly - Equity RSU package - Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans - Company HSA, FSA, Dependent Care, 401k, and commuter benefits - Employer-funded life and disability insurance coverage - 11 Observed Holidays & PTO plan - Up to 12 weeks paid family leave - Continuing education reimbursement
About Figure
Figure Markets is a cryptocurrency trading platform offering zero-fee trading, crypto-backed loans up to 75% LTV, and yield opportunities through its YLDS stablecoin and real-world assets like home equity lines of credit. It provides decentralized MPC wallets for self-custody and operates 17+ trading pairs paired with USD and stablecoins. Spun out from Figure Technologies, a leading non-bank lender founded in 2018 that manages over $11.9 billion in loans, with $600 million put on-chain monthly.
FinTech · 200-1000 · San Francisco, USA · Founded 2018 · https://www.figure.ai
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