Treasury and FinOps Analyst

## About Figure Figure (NASDAQ: FIGR) is transforming capital markets through blockchain. We’re proving that blockchain isn’t just theory - it’s powering real products used by hundreds of thousands of consumers and institutions. By combining blockchain’s transparency and efficiency with AI-driven automation, we’ve reimagined how loans are originated, funded, and traded in secondary markets. From faster processing times to lower costs and reduced bias, our technology is helping borrowers, investors, and financial institutions achieve better outcomes. Together with our 170+ partners, we’ve originated over $22 billion in home equity loans (HELOCs) on our blockchain-native platform, making Figure the largest non-bank provider of home equity financing in the U.S. Figure’s ecosystem also includes YLDS, an SEC-registered yield-bearing stablecoin that operates as a tokenized money market fund, and several other products and platforms that are reshaping consumer finance and capital markets. We’re proud to be recognized as one of [Forbes’ Most Innovative Fintech Startups in 2025](https://www.forbes.com/lists/fintech50/) and [Fast Company’s Most Innovative Companies in Finance and Personal Finance](https://www.fastcompany.com/91269557/finance-personal-finance-most-innovative-companies-2025).

## What You’ll Do - Prepare cash and inventory reporting across entities to ensure total liquidity visibility, in support of short term actions and longer range forecasting - Monitor and reconcile daily bank balances and transaction activity across all operating accounts - Perform daily cash positioning to ensure compliance with liquidity requirements for funding, vendor payments, and operational processes - Execute cash movements, including wires, ACH transfers, and internal account allocations, adhering to approval protocols and SOX controls - Manage funding operations for loan sales while ensuring strict compliance with legal agreements - Support vendor payment processing, including wire initiation, callback confirmations, and oversight of wire templates - Collaborate with the Accounting department on month-end close processes related to funding and sale activities - Own and communicate weekly, monthly, and quarterly reports as required by legal agreements - Partner with Product, Data, Engineering and Legal teams to streamline cross-functional data collection and resolve outstanding financial queries - Reconcile loan and collateral data to ensure accuracy across internal systems and blockchain records - Continuously improve existing workflows to increase the scalability and efficiency of our financial operations - Contribute to the company’s capital raising initiatives, including debt financings

## What We Look For - 3+ years in the financial services industry with specific experience in funding, treasury, or financial operations - Ability and willingness to work Eastern Standard Time (EST) business hours - Experience maintaining treasury management software (TMS) or complex enterprise resource planning (ERP) systems highly preferred (especially experience with **Kyriba**) - Experience with cash forecasting highly preferred - Bachelor’s degree in Business, Economics, Accounting, Finance, or a related field - Intermediate to advanced Excel skills with the ability to pick up new platforms such as Tableau - Transparent communication and strong relationship-building skills to effectively work with cross-functional partners - Proven organization skills and the ability to prioritize and adhere to deadlines in a fast-paced environment - Strong attention to detail and the analytical skills needed to work with limited direction - Ability to perform and thrive in a startup environment where you are often building processes from scratch - Curiosity and drive to learn about blockchain and help out where needed

## Salary - Base Compensation Range: $76,500-$103,500yr - 25% annual bonus target, paid quarterly - Company equity in the form of RSUs ## Benefits - Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans - Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits - Employer-paid life and disability insurance - 11 observed holidays and PTO plan - Up to 12 weeks of paid family leave - Continuing education reimbursement

Figure Markets is a cryptocurrency trading platform offering zero-fee trading, crypto-backed loans up to 75% LTV, and yield opportunities through its YLDS stablecoin and real-world assets like home equity lines of credit. It provides decentralized MPC wallets for self-custody and operates 17+ trading pairs paired with USD and stablecoins. Spun out from Figure Technologies, a leading non-bank lender founded in 2018 that manages over $11.9 billion in loans, with $600 million put on-chain monthly.